Sometimes you are caught off-guard by an emergency situation. In this case, you have no choice but to rely on the financial help of payday loan companies. It can be a pretty tricky thing to do, especially since many people fear the eventual trust breaches or problems that may arise. With these concerns in mind, most turn to sources that can offer reliable reviews and recommendations. If certain payday loan companies have a clean cut reputation, chances are that you will find what you want there.
So, without further ado, let’s buckle up and uncover some of the best payday loan companies. With this information in advance, you won’t need to worry about bumbling your way through the scouting process.
#1 Speedy Cash
Just as the name of the company suggests, Speedy Cash is all about lending the necessary loan as quickly as possible. It was founded in 1997 by two childhood friends and ever since it first appeared, the company continued to grow to the point it became a global affair. There are now stores in several locations around the world, most prominent ones being in the USA, Canada, and the UK. Speedy Cash offers plenty of warranties and, at the end of the way, it’s the best deal for any car owner seeking a fast emergency loan.
#2 ACE Cash Express
ACE Cash Express surfaced in 1968, which already gives it bonus points merely for the number of years they’ve been active in the industry. It’s the definitive largest operator of American check cashing stores and one of the most notorious and reliable payday loan companies. This business is a payday lender which most specifically caters to the needs of those seeking bill paying or short-term loans. Since the company’s inception, ACE Cash Express has served over 38 million people who have sought out alternative means of banking.
#3 Finova Financial
Finova Financial is still relatively obscure, but it’s also highly respected. The company provides alternative title loans, handing over to qualifying customers a little something known as Car Equity Line of Credit (C-LOC). This doesn’t only serve as an emergency loan, but also as a quick means of access to cash (in a reasonable way) and to an ongoing line of credit with declining rates. Finova is a company that’s most suitable for responsible people who don’t need to worry because other types of credit.
MoneyLend is one of the more atypical payday loan companies, in the sense that its main feature is to create a bridge between customers and lenders. Because it can often be a pretty huge hassle, MoneyLend offers to do the dirty work and to provide extensive and accurate information on interest rates, types of lenders, or fees. The majority of their lenders, all from over 50 states, offer installment and short-term loans. This company is ideal for people who are prone to emergencies or sudden and unexpected situations.
TitleMax started taking shape in Georgia in the year of 1998. Fast forward all these years later and you find out that TitleMax is one of the biggest title and payday loan companies around, having over 1000 locations at its beck and call. It also offers title pawns for vehicles, motorcycles included, making it a great choice for car owners with unexpected costs.
#6 Approved Cash
Approved Cash is one of the most recently-founded payday loan companies on this list, having its roots dug in 2004. Today, it has a little bit over 180 offices nationwide, though their locations spawn only across six states. They offer versatile services, including cash checking and prepaid debit cards.
#7 Blue Trust Loans
Blue Trust Loans is even younger than the aforementioned company, tracing its roots to 2014 in Wisconsin. Its founder was the Native American tribe of the Lac Courte Oreilles Band of Lake Superior Chippewa Indians. Because of the nature of this company’s ownership, you should consider seriously whether to approach them or not. This is because they have sovereign immunity and, thus, you cannot sue them in court.
Founded in 1997 and located in Utah, CashAdvance is yet another company that rather that offering the payday loan itself, it sets up customers to lenders in their network. Specifically because they’re aware of the sensitive trust issues, CashAdvance gives reassurances that they only work with lenders that can abide to a set of rigorous standards.
CashNetUSA is a company that’s part of a branch of publicly traded business Enova International. It appears in the New York Stock Exchange as ENVA. They offer their services to millions of people from the USA, UK, Canada, and Australia. They are very thorough with their online services. This warrants that you get a bonus of comfort from being able to get your payday loans online.
#10 Check Into Cash
Check Into Cash appeared in 1998 Tennessee. Alongside other renowned payday loan companies, it helped set the foundation for the Community Financial Services Association of America. It offers basic payday services, including online in some select states. But their identity definitely comes from their contribution to seriousness and safety in the industry at a federal level.
Have you noted down one of these payday loan companies? We all like to believe we’ll never get to this point in our lives, but you know what they say: better to be safe than sorry.